:root{--ink:#07172d;--blue:#0b68dd;--lime:#b9ff39;--muted:#536a88;--line:#dbe5f1;--soft:#f3f7fc;--shell:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:28px}body{margin:0;background:#fff;color:var(--ink);font-family:Arial,"Helvetica Neue",sans-serif}a{color:inherit}button,a,summary{-webkit-tap-highlight-color:transparent}a:focus-visible,summary:focus-visible,.table-scroll:focus-visible{outline:3px solid var(--blue);outline-offset:5px}.shell{width:min(var(--shell),calc(100% - 48px));margin-inline:auto}.skip-link{position:absolute;top:-70px;left:16px;z-index:40;padding:14px;background:#fff;color:var(--ink)}.skip-link:focus{top:10px}.site-header{border-top:5px solid #232933;background:#fff}.header-inner{min-height:77px;display:flex;align-items:center;gap:28px}.brand{text-decoration:none;font-size:25px;font-weight:900;letter-spacing:-1px;white-space:nowrap}.brand span{color:var(--blue)}.header-inner nav{display:flex;gap:25px;margin-left:auto;font-size:14px;font-weight:800}.header-inner nav a{text-decoration:none}.header-inner nav a:hover,.header-inner nav a[aria-current=page]{color:var(--blue)}.button{display:inline-flex;justify-content:center;align-items:center;gap:14px;min-height:50px;padding:14px 22px;font-size:14px;font-weight:800;text-decoration:none}.header-enquiry{color:#fff;background:var(--ink)}.primary{color:var(--ink);background:var(--lime)}.button:hover{filter:brightness(.94)}.guide-hero{background:radial-gradient(ellipse at 90% 0%,#0a427e,#061a38 55%,#020d1f);color:white;padding:25px 0 45px}.breadcrumbs{display:flex;flex-wrap:wrap;gap:10px;font-size:12px;color:#a9bfd9;margin:0 0 36px}.breadcrumbs a{color:#dce8f8;text-underline-offset:3px}.eyebrow{font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:1.8px}.guide-hero .eyebrow{color:var(--lime)}h1{font-size:clamp(32px,4vw,52px);line-height:1.1;letter-spacing:-1.8px;max-width:920px;margin:16px 0 22px}.hero-deck{color:#c4d3e6;font-size:18px;line-height:1.65;max-width:760px;margin:0}.article-meta{display:flex;flex-wrap:wrap;gap:12px;font-size:12px;color:#a9bfd9;margin:24px 0 0}.index-hero{padding-bottom:48px}.index-hero h1{font-size:clamp(42px,5vw,66px)}.guides-section{padding-block:52px 70px}.section-heading{display:flex;align-items:end;justify-content:space-between;gap:24px;margin-bottom:26px}.section-heading h2{font-size:25px;letter-spacing:-.7px;margin:0}.section-heading p{color:var(--muted);font-size:14px;line-height:1.5;max-width:380px;margin:0}.guide-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}.guide-card{border:1px solid var(--line);padding:30px;background:linear-gradient(135deg,#f3f7fc,#fff);min-width:0}.card-label{font-size:11px;letter-spacing:1px;text-transform:uppercase;color:var(--blue);font-weight:800;margin:0 0 18px}.guide-card h2{font-size:28px;line-height:1.2;letter-spacing:-.7px;margin:0 0 18px}.guide-card h2 a{text-decoration:none}.guide-card h2 a:hover{text-decoration:underline;text-underline-offset:4px}.guide-card>p:not(.card-label){color:var(--muted);font-size:16px;line-height:1.6}.read-guide{display:inline-flex;align-items:center;gap:16px;margin-top:12px;font-size:14px;font-weight:800;color:var(--blue);text-decoration:none}.read-guide:hover{text-decoration:underline}.read-time{display:block;margin-top:18px;color:var(--muted);font-size:12px}.listing-note{font-size:13px;color:var(--muted);line-height:1.6;margin-top:26px}.article-layout{display:grid;grid-template-columns:245px minmax(0,760px);gap:65px;justify-content:space-between;align-items:start;padding-block:44px 66px}.toc{position:sticky;top:28px;border-top:3px solid var(--blue);padding-top:18px}.toc summary{font-weight:800;font-size:14px;cursor:pointer}.toc ol{list-style:none;padding:0;margin:18px 0}.toc li{margin-bottom:14px}.toc a{color:var(--muted);font-size:13px;line-height:1.5;text-decoration:none;display:block}.toc a:hover{color:var(--blue)}.article-body{font-size:18px;line-height:1.8;min-width:0;overflow-wrap:break-word}.article-body>p:first-child{font-size:20px;line-height:1.7;color:var(--ink);margin-top:0}.article-body p{margin:0 0 21px;color:#32475f}.article-body h2{font-size:27px;line-height:1.25;letter-spacing:-.6px;margin:40px 0 17px;color:var(--ink)}.article-body a{color:var(--blue);text-underline-offset:3px}.article-body ul{padding-left:23px;margin:18px 0 26px}.article-body li{padding-left:4px;margin-block:8px;color:#32475f}.table-scroll{max-width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch;margin:25px 0 16px;border:1px solid var(--line)}table{border-collapse:collapse;min-width:540px;width:100%;font-size:13px;line-height:1.5;white-space:normal}caption{text-align:left;padding:12px 14px;background:var(--soft);color:var(--muted);font-size:12px}th,td{padding:13px 14px;text-align:left;border-top:1px solid var(--line)}th{background:#eaf1fa;font-weight:800}td{color:#32475f}tbody tr:nth-child(even){background:#fafcff}.article-end{display:flex;flex-wrap:wrap;justify-content:space-between;gap:20px;border-top:1px solid var(--line);padding-top:26px;margin-top:40px;font-size:14px;font-weight:800}.guide-cta{background:#eaf4ff;border-top:1px solid #d6e8f9}.cta-inner{padding-block:36px;display:flex;align-items:center;justify-content:space-between;gap:28px}.cta-inner .eyebrow{color:var(--blue);margin:0 0 12px}.cta-inner h2{font-size:29px;line-height:1.2;letter-spacing:-.8px;margin:0 0 12px}.cta-inner p:not(.eyebrow){font-size:15px;line-height:1.6;color:var(--muted);margin:0}footer{background:#020c1b;color:white}.footer-inner{padding-block:42px;display:flex;justify-content:space-between;align-items:start;gap:30px}.footer-inner p{font-size:13px;color:#9eb1c9;line-height:1.6}.footer-links{display:flex;flex-direction:column;gap:13px;font-size:13px;color:#c6d7ee}.footer-links a{text-decoration:none}.footer-links a:hover{text-decoration:underline}.floating-wa{display:none;position:fixed;right:16px;bottom:18px;z-index:30;background:#128c42;color:#fff;padding:14px 18px;border-radius:999px;text-decoration:none;font-size:14px;font-weight:800;box-shadow:0 6px 22px #0003}@media(max-width:1000px){.header-inner nav{gap:16px}.brand{font-size:22px}.header-inner{gap:20px}.article-layout{grid-template-columns:200px minmax(0,1fr);gap:32px}}@media(max-width:820px){.header-inner nav{display:none}.header-enquiry{margin-left:auto}.article-layout{display:flex;flex-direction:column;gap:28px;padding-block:28px 45px}.toc{position:static;width:100%;border-top-width:2px;padding:14px 18px;background:var(--soft)}.toc ol{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px 20px}.toc li{margin:0}.article-body{width:100%}.guide-grid{grid-template-columns:1fr}.section-heading{align-items:start;flex-direction:column;gap:12px}.cta-inner{align-items:start;flex-direction:column}}@media(max-width:540px){.shell{width:calc(100% - 32px)}.header-inner{min-height:65px;gap:12px}.brand{font-size:18px;letter-spacing:-.8px}.header-enquiry{min-height:40px;font-size:11px;padding:10px 12px;gap:8px}.guide-hero{padding-block:20px 30px}.breadcrumbs{font-size:11px;margin-bottom:25px}.eyebrow{font-size:10px;letter-spacing:1.4px}h1{font-size:34px;line-height:1.12;letter-spacing:-1.3px;margin:14px 0 18px}.index-hero h1{font-size:43px}.hero-deck{font-size:16px}.article-meta{font-size:11px;gap:8px;margin-top:20px}.toc ol{grid-template-columns:1fr;gap:11px}.toc a{font-size:13px}.article-body{font-size:17px;line-height:1.75}.article-body>p:first-child{font-size:18px}.article-body h2{font-size:25px;margin-top:31px}.article-end{font-size:13px}.guides-section{padding-block:34px 44px}.guide-card{padding:24px}.guide-card h2{font-size:26px}.section-heading h2{font-size:23px}.cta-inner h2{font-size:27px}.footer-inner{flex-direction:column;padding-bottom:88px;gap:18px}.floating-wa{display:block}.cta-inner{padding-bottom:35px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
